I have been paying very close attention to the foreclosure rate for sometime now and understand foreclosures are at a 12-year low according to CoreLogic Loan Performance Insights Report. I've noticed it directly in the Columbia, SC market. There are very few bank owned homes listed for sale that are in foreclosure than a year ago; more than ~10%. This trend has shrunk the supply which in turn has created more demand, so most homes in this category are being bid up from their